Xe ô tô là “tiêu sản” chứ không phải “tài sản”, giá trị của một chiếc xe sẽ bị giảm xuống đáng kể ngay khi xe bắt đầu lăn bánh. Nhưng khi trả góp thì ngân hàng sẽ tính lãi dựa trên giá trị ban đầu của chiếc xe, hàng tháng bạn vẫn phải trả lãi trong khi giá trị của chiếc xe đó không ngừng giảm xuống sau mỗi lần sử dụng. Cũng vì thế mà nhiều người bắt đầu có tâm lý sợ bị nợ “đè” khi mua bán ô tô cũ trả góp, nếu đây cũng là nỗi lo của bạn thì hãy tham khảo những bí quyết dưới đây . 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